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Retailers Insurance

Your store is a reflection of your skills, talents and passions. You worked hard to make it a reality. The right business insurance matters. Let us help you protect it. 

Your Risks, Our Solutions

365体育足球官网Business Insurance from ERIE Has You Covered

Premises Liability Coverage

If you become legally liable for injuries suffered by a customer after something like a slip-and-fall accident at your store.

Product Liability Coverage

To pay for legal defense fees if a customer names you in a lawsuit after being injured by a product they bought from your store.

Data Breach Liability Coverage

If you become legally liable because of accidental release of personal or credit card information in your care.(Available for purchase as an additional coverage.)

Coverage for Property and Income Loss

For property that is damaged by theft, water damage, fire, lightning, wind, vandalism or other covered perils, as well as funds to rent an alternate space while your business is being repaired.

Contingent Business Income

In case a key supplier sustains damage from a covered peril and is unable to supply the inventory you need for your store

Peak Season Coverage

Your inventory is protected by extra coverage during peak seasons when there’s more of it in stock. (Available for purchase as an additional coverage.)

Workers’ Compensation Coverage

In the event an employee suffers an injury or disease arising in the course and the scope of their employment, regardless of negligence on your part. (Available for purchase as a separate policy.)

Business Auto Coverage

To protect you, your drivers and your business in many important ways. (Available for purchase as a separate policy.)

Employment Practices Liability

Protection for you and your business in the event an employee claims to have experienced employment discrimination, wrongful termination or sexual harassment. (Available for purchase as an additional coverage.)

EVEN MORE COVERAGE

You’ll be glad to know that your store insurance goes the extra mile with these extra coverages.

Hired & Nonowned Auto Liability

Covers liability arising from autos you lease, hire, or borrow or autos of your employees being used in connection with your business.1

Sewer or Drain Backup

Covers a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump.2

Data Breach Response Expenses

To notify and assist affected individuals and provide various case management services.1

Ordinance or Law

Covers increased costs of complying with building codes which regulate construction and repair of damaged buildings after a covered loss.

Employee Theft

Protects you against employee theft, which is a situation that can be hard to detect and often goes on for an extended amount of time.

Earthquake

Covers a loss caused by an earthquake.2 

1 Available for purchase as an additional coverage on select policies.

2 Available for purchase as an additional coverage.

Great service is part of the package.

Risk Control

You have access to risk control tools and services365体育足球官网 to help you identify and reduce common business risks.

Specialized Services

365体育足球官网You have support from claims and customer service teams that have special training in serving businesses like yours.

Your Local ERIE Agent

Your independent ERIE agent is there for you from quote time to claim time to every time in between.

Claims service you can count on

With ERIE, you have claims service that’s local and quick to respond.

 If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service. ERIE has claims offices throughout its territory, so help is always close by. Reimbursement for smaller claims can happen in as little as 48 hours.

Retail Insurance Quote

Does your store have the right level of protection? If not, let’s talk.

Ready to get started?

Retailers Insurance retail insurance Erie Insurance offers a suite of products and services designed to give your retail store the protection it needs – and the peace of mind you deserve. Erie Insurance http://www.pion-soft.com/-/media/images/erieinsurance/erieinsurancelogo.png